Financial Destiny Now

 Informational                                     Yesterday I dared to struggle. Today I dare to win.

                                                                                                                                                                                                ~ Bernadette Devlin ~

So You Want GOOD Credit?

July 15, 2016
Credit repair isn't an overnight process. Just like anything else in life worth having, it takes discipline to get your credit and scores to the satisfactory status we'd all like to have and keep. It's not going to happen overnight and if you think you can pay someone to "wipe it clean" without legal ramifications, think again! Let's look at it another way. When you're hired for a job, you're trained. You are taught the steps to accurately and efficiently do the job you were hired to do. That training could take days to a few weeks before you're left to go it alone to perform the tasks that you were trained for. If you took to heart what your instructor/trainer showed you and begin to perform your job well, you would begin to see the fruits of your hard work. Your good work could be rewarded by managerial recognition, pay raises and even a promotion! Credit repair is much the same way. It is a LEARNED PROCESS. Even if you pay someone to fix/repair your credit, it defeats the purpose if months later you're back to where you started. With BAD/POOR CREDIT ! Every one of us should take care to check our credit files yearly. It's FREE each year at https://www.annualcreditreport.com and is Authorized by Federal Law. If you're serious about obtaining BETTER CREDIT so that you can have a BETTER LIFE, I urge you to BE PATIENT. Just like your credit history and your ability to pay or not pay has been recorded over the years, it's going to take time to get your credit file to where it needs to be if you're looking to obtain credit for A HOME, CAR, BANK LOAN, CREDIT CARD.  In my experience, if you're not good at managing your money, You aren't likely to be that much better with managing your credit. It doesn't have to be or stay that way. You too can ACHIEVE and BE PROUD to have GOOD CREDIT. If you'd like assistance with the process, feel free to use the tools I've provided in my previous blogs. You may also commission my services for a small monthly fee. Each person's credit history/file differs but the basic tools apply for everyone. Results can be seen within 30-90 days however, your credit file is always changing. You can do this yourself for free or you can work with me to help you to your, Financial Destiny NOW. I look forward to working with you and I appreciate your business.
 

Having Money Troubles, Are We?

July 2, 2015
The best way to solve your money troubles is to first, acknowledge that you have them. Denial is not the answer. Make an honest attempt to change your way of thinking about money. It's only evil if you believe that. Money, used wisely, can be more than just a means to an end. Take charge of your Finances and you take charge of your Life. This may seem easy to say or read but You can do it. Grab a notebook and let's get started...
  • How much money do you earn? This also will include income re...

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Happy New Year 2015!

January 7, 2015
As this New Year has come upon us, how many of us make New Year resolutions only to STOP whatever goal that you'd set out to do and accomplish this New Year? Let's take a moment to reflect. I personally am not a fan of New Year Resolutions. I believe that any Goal can be Set and Accomplished whether it's the start of a New Year or the middle to the end of one. Here are a few suggestions to help you to achieve whatever it may be that you set out to do and achieve;

  • Start small. Set goals that ca...

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Are You Ready To Make A Big Purchase Or Investment?

August 14, 2014
It's time to get a grip PEOPLE! Time to Handle our Business and STOP being in the dark about IMPORTANT MATTERS. How much easier would it be to CHECK YOUR CREDIT, BEFOREHAND. Rather than go to make this purchase, open this account, buy this car, apply for that mortgage ONLY to have the LOAN OFFICER or AGENT to tell you, I'm sorry Sir/Ma'am but there's nothing we can do for you today. Your credit score is too low or you have no GOOD credit HISTORY, too many COLLECTIONS, JUDGEMENTS, LIENS, DEFAU...
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Here's A Surefire Way To Boost Your Credit Score...

June 11, 2014
Are you looking to BOOST your CREDIT SCORE? Here's a surefire way for you to do that... This company reports to ALL of the Major Credit Bureaus.You will be taken to a secure website to apply safely.

Company

For more than 150 years, First National Bank has maintained its commitment to helping to build strong communities.

We don’t claim to have been the primary builders of the communities we serve. Many people over many generations did that wit...


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Neighborhood Assistance Corporation of America

April 9, 2014
NACA OVERVIEW


The Neighborhood Assistance Corporation of America ("NACA") is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or refinance a predatory l...
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Have A Happy 2014!

January 1, 2014
Have A Happy 2014! May Peace, Blessings, Great Health, Joy/Happiness, Prosperity/Wealth And An Abundance Of Love Manifest In All Of Our Lives This Year & Beyond. Thank You Lord God For Blessing Us To See Another Year. All Our Love, Your Children.



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As We Prepare for The New Year 2014, Is Your Future In Order?

December 9, 2013
As we embark upon another New Year, I wanted to take a few moments to share some things that have been on my heart. We all know or have heard the saying, "Tomorrow is not promised to any of us". Not wanting to sound morbid or depressing, this isn't the message I'm trying to convey. We've watched the news report of someone passing or we've lost a friend or loved one. Be it tragically, accidentally or by natural causes. Though we know that we are BORN, we also know that we will also DIE at some...
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Credit Cards for People with Bad Credit or a Bankruptcy Who Need to Re-Establish Good Credit

May 1, 2013
The following credit cards have fees because they accept people with POOR CREDIT. If you need to re-establish your credit, it could be well worth the fees associated with the credit being extended to you. Please note that once you attain a credit score of 620 or higher, it would be in your best interest to call your credit card company to ask that you be waived the fees or to switch you to a better card with a better interest rate.

Simply getting a credit card will not help you build, re-build...
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Credit Score Clean Sweep

March 16, 2013
I am a pretty tidy person. I like things to be neat, organized, and easily accessible. But running my own business, working, and being a mom to 4 kids means sometimes the days get away from me and the cleaning chores pile up.

The same thing tends to happen with finances. Unless you’re constantly checking in on updates to your credit score or changes in credit card interest rates, you and your finances will benefit from a financial clean sweep.

Start with the paperwork

If you want organized...


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                                                       I bring you good tidings of great joy.

                                                                          Luke 2:10

 








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